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Control Your Spending
Spend With Purpose. Live With Peace.

NiyyahPay helps you spend intentionally, stay within your budget, and build healthy financial habits, without interest, pressure, or guilt.

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Building Wealth With Purpose

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NiyyahPay is a technology platform that provides tools to help users manage and track their finances. We are not a bank and do not hold customer funds. All banking services, including wallet creation, transfers, and fund custody, are provided by Safe Haven Microfinance Bank, a financial institution licensed and regulated by the Central Bank of Nigeria (CBN).